230 lines
10 KiB
TypeScript
230 lines
10 KiB
TypeScript
"use client"
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import { Card, CardContent, CardDescription, CardHeader, CardTitle } from "@/components/ui/card"
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import { Badge } from "@/components/ui/badge"
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import { Progress } from "@/components/ui/progress"
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import { TrendingUp, TrendingDown, DollarSign, AlertTriangle, Clock, CheckCircle } from "lucide-react"
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import type { Client, Supplier } from "@/types/business"
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interface CreditOverviewProps {
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clients: Client[]
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suppliers: Supplier[]
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}
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export function CreditOverview({ clients, suppliers }: CreditOverviewProps) {
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// Calculate receivables (money owed to us by clients)
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const totalReceivables = clients.reduce((sum, client) => sum + client.outstandingAmount, 0)
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const clientsWithCredit = clients.filter((client) => client.outstandingAmount > 0)
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const overLimitClients = clients.filter((client) => client.outstandingAmount > client.creditLimit)
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const totalCreditLimit = clients.reduce((sum, client) => sum + client.creditLimit, 0)
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const creditUtilization = totalCreditLimit > 0 ? (totalReceivables / totalCreditLimit) * 100 : 0
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// Calculate payables (money we owe to suppliers)
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const totalPayables = suppliers.reduce((sum, supplier) => sum + supplier.amountOwed, 0)
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const suppliersWithBalance = suppliers.filter((supplier) => supplier.amountOwed > 0)
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// Net credit position (positive means we're owed more than we owe)
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const netCreditPosition = totalReceivables - totalPayables
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// Aging analysis (simplified - in real app would use actual dates)
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const currentReceivables = totalReceivables * 0.6
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const thirtyDayReceivables = totalReceivables * 0.25
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const sixtyDayReceivables = totalReceivables * 0.1
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const ninetyPlusReceivables = totalReceivables * 0.05
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return (
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<div className="space-y-6">
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{/* Summary Cards */}
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<div className="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-4">
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<Card>
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<CardHeader className="flex flex-row items-center justify-between space-y-0 pb-2">
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<CardTitle className="text-sm font-medium">Total Receivables</CardTitle>
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<TrendingUp className="h-4 w-4 text-green-600" />
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</CardHeader>
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<CardContent>
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<div className="text-2xl font-bold text-green-600">${totalReceivables.toLocaleString()}</div>
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<p className="text-xs text-muted-foreground">
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{clientsWithCredit.length} clients with outstanding balances
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</p>
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</CardContent>
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</Card>
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<Card>
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<CardHeader className="flex flex-row items-center justify-between space-y-0 pb-2">
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<CardTitle className="text-sm font-medium">Total Payables</CardTitle>
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<TrendingDown className="h-4 w-4 text-red-600" />
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</CardHeader>
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<CardContent>
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<div className="text-2xl font-bold text-red-600">${totalPayables.toLocaleString()}</div>
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<p className="text-xs text-muted-foreground">
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{suppliersWithBalance.length} suppliers with outstanding balances
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</p>
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</CardContent>
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</Card>
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<Card>
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<CardHeader className="flex flex-row items-center justify-between space-y-0 pb-2">
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<CardTitle className="text-sm font-medium">Net Position</CardTitle>
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<DollarSign className={`h-4 w-4 ${netCreditPosition >= 0 ? "text-green-600" : "text-red-600"}`} />
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</CardHeader>
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<CardContent>
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<div className={`text-2xl font-bold ${netCreditPosition >= 0 ? "text-green-600" : "text-red-600"}`}>
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${Math.abs(netCreditPosition).toLocaleString()}
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</div>
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<p className="text-xs text-muted-foreground">
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{netCreditPosition >= 0 ? "Net receivable position" : "Net payable position"}
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</p>
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</CardContent>
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</Card>
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<Card>
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<CardHeader className="flex flex-row items-center justify-between space-y-0 pb-2">
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<CardTitle className="text-sm font-medium">Credit Utilization</CardTitle>
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<AlertTriangle className={`h-4 w-4 ${creditUtilization > 80 ? "text-red-600" : "text-yellow-600"}`} />
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</CardHeader>
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<CardContent>
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<div className="text-2xl font-bold">{creditUtilization.toFixed(1)}%</div>
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<Progress value={creditUtilization} className="mt-2" />
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<p className="text-xs text-muted-foreground mt-1">
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${totalReceivables.toLocaleString()} / ${totalCreditLimit.toLocaleString()} limit
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</p>
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</CardContent>
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</Card>
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</div>
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{/* Alerts */}
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{(overLimitClients.length > 0 || creditUtilization > 90) && (
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<Card className="border-red-200 bg-red-50 dark:bg-red-900/20">
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<CardHeader>
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<CardTitle className="flex items-center gap-2 text-red-800 dark:text-red-200">
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<AlertTriangle className="h-5 w-5" />
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Credit Alerts
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</CardTitle>
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</CardHeader>
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<CardContent className="space-y-2">
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{overLimitClients.length > 0 && (
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<p className="text-sm text-red-700 dark:text-red-300">
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<strong>{overLimitClients.length}</strong> clients are over their credit limit
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</p>
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)}
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{creditUtilization > 90 && (
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<p className="text-sm text-red-700 dark:text-red-300">
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Overall credit utilization is critically high at {creditUtilization.toFixed(1)}%
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</p>
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)}
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</CardContent>
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</Card>
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)}
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{/* Aging Analysis */}
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<div className="grid grid-cols-1 lg:grid-cols-2 gap-6">
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<Card>
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<CardHeader>
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<CardTitle className="flex items-center gap-2">
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<Clock className="h-5 w-5" />
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Receivables Aging
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</CardTitle>
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<CardDescription>Breakdown of outstanding receivables by age</CardDescription>
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</CardHeader>
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<CardContent className="space-y-4">
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<div className="space-y-3">
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<div className="flex items-center justify-between p-3 border rounded-lg">
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<div className="flex items-center gap-3">
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<CheckCircle className="h-4 w-4 text-green-600" />
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<span className="font-medium">Current (0-30 days)</span>
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</div>
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<div className="text-right">
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<p className="font-medium">${currentReceivables.toFixed(0)}</p>
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<Badge variant="default" className="text-xs">
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60%
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</Badge>
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</div>
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</div>
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<div className="flex items-center justify-between p-3 border rounded-lg">
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<div className="flex items-center gap-3">
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<Clock className="h-4 w-4 text-yellow-600" />
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<span className="font-medium">31-60 days</span>
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</div>
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<div className="text-right">
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<p className="font-medium">${thirtyDayReceivables.toFixed(0)}</p>
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<Badge variant="secondary" className="text-xs">
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25%
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</Badge>
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</div>
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</div>
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<div className="flex items-center justify-between p-3 border rounded-lg">
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<div className="flex items-center gap-3">
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<AlertTriangle className="h-4 w-4 text-orange-600" />
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<span className="font-medium">61-90 days</span>
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</div>
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<div className="text-right">
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<p className="font-medium">${sixtyDayReceivables.toFixed(0)}</p>
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<Badge variant="secondary" className="text-xs">
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10%
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</Badge>
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</div>
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</div>
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<div className="flex items-center justify-between p-3 border rounded-lg">
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<div className="flex items-center gap-3">
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<AlertTriangle className="h-4 w-4 text-red-600" />
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<span className="font-medium">90+ days</span>
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</div>
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<div className="text-right">
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<p className="font-medium text-red-600">${ninetyPlusReceivables.toFixed(0)}</p>
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<Badge variant="destructive" className="text-xs">
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5%
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</Badge>
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</div>
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</div>
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</div>
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</CardContent>
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</Card>
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<Card>
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<CardHeader>
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<CardTitle className="flex items-center gap-2">
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<DollarSign className="h-5 w-5" />
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Cash Flow Impact
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</CardTitle>
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<CardDescription>Credit impact on cash flow</CardDescription>
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</CardHeader>
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<CardContent className="space-y-4">
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<div className="space-y-3">
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<div className="flex items-center justify-between p-3 bg-green-50 dark:bg-green-900/20 border border-green-200 dark:border-green-800 rounded-lg">
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<div>
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<p className="font-medium text-green-800 dark:text-green-200">Expected Inflow</p>
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<p className="text-sm text-green-600 dark:text-green-400">From client payments</p>
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</div>
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<p className="text-xl font-bold text-green-600">${totalReceivables.toLocaleString()}</p>
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</div>
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<div className="flex items-center justify-between p-3 bg-red-50 dark:bg-red-900/20 border border-red-200 dark:border-red-800 rounded-lg">
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<div>
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<p className="font-medium text-red-800 dark:text-red-200">Expected Outflow</p>
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<p className="text-sm text-red-600 dark:text-red-400">To supplier payments</p>
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</div>
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<p className="text-xl font-bold text-red-600">${totalPayables.toLocaleString()}</p>
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</div>
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<div className="flex items-center justify-between p-3 bg-blue-50 dark:bg-blue-900/20 border border-blue-200 dark:border-blue-800 rounded-lg">
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<div>
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<p className="font-medium text-blue-800 dark:text-blue-200">Net Cash Impact</p>
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<p className="text-sm text-blue-600 dark:text-blue-400">
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{netCreditPosition >= 0 ? "Positive impact" : "Negative impact"}
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</p>
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</div>
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<p className={`text-xl font-bold ${netCreditPosition >= 0 ? "text-green-600" : "text-red-600"}`}>
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{netCreditPosition >= 0 ? "+" : "-"}${Math.abs(netCreditPosition).toLocaleString()}
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</p>
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</div>
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</div>
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</CardContent>
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</Card>
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</div>
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</div>
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)
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}
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